Equifax Data Breach

New York Consumer Law Blog

Tuesday, January 10, 2017

Free Credit Score? Not Necessarily. Credit Bureaus Busted for Deception

Consumers should know there is no completely free place to get your literal FICO credit score. Zero.

But you are entitled to get one free credit report each year from each of the three bureaus at annualcreditreport.com.

Online sites CreditKarma and CreditSesame will give free credit scores based on one of the three bureaus reports that are very close to the FICO score. For most people that's good enough for general monitoring.

If you're shopping for a home where a few points could impact the kind of mortgage you can get, it's worth getting the actual FICO score. You can either get that by paying up, or through a service that gives you access to your credit score as a customer benefit, like Discover, Capital One, or Walmart.

 

http://www.nbcnews.com/business/consumer/free-credit-score-not-necessarily-credit-bureaus-busted-deception-n703146?cid=sm_fb


Archived Posts

2017
November
October
September
August
July
June
May
April
March
February
January
2016



© 2017 Law Office of Adam G. Singer, PLLC | Disclaimer | Attorney Advertising
60 E. 42nd St., Suite 4600, New York, NY 10165
| Phone: 212.842.2428
254 S. Main St., Suite 516, New City, NY 10956
| Phone: 212.842.2428
445 Hamilton Ave., Suite 1102, White Plains, NY 10601
| Phone: 212.842.2428

About | Practice Areas | FAQ

Law Firm Website Design by
Amicus Creative