Equifax Data Breach

New York Consumer Law Blog

Friday, October 14, 2016

Wells Fargo is "feeling the pinch" after stealing from countless consumers. Not.

Wells Fargo is "feeling the pinch" after stealing from countless consumers.

Wells Fargo's net income in the most recent quarter declined to $5.64 billion from $5.8 billion the same period last year, the bank said Friday.

Wednesday, October 12, 2016

Ruling on CFPB's Unconstitutionality Leaves Agency Intact

From the National Consumer Law Center:

 The DC Circuit's October 11 decision in PHH Corp. that the Consumer Financial Protection Bureau is unconstitutional will have far more limited impact on the agency  than one might presume, as explained in this article.


Read more . . .

Thursday, October 6, 2016

IRS Scam Center Busted -- Wall Street Journal

Indian Police Bust IRS ‘Scam Center’

Police say scammers posing as IRS officials would dial people in the U.S. and threaten them with jail time if they didn’t pay up.
Read more . . .

Wednesday, October 5, 2016

Class Actions or No Action

Class actions are often the only viable mechanism to address widespread consumer harm.  Read more in this insightful piece.

June 26, 2016 12:00 AM

What would you do if your client told you her bank had charged her account a $25 fee she didn’t owe? Would you sue the bank?

Probably not, given that the cost of the litigation would greatly exceed $25. That’s why we have class actions.

Read more . . .

Wednesday, September 21, 2016

My Presentation Next Week at the NYC Real Estate Expo

Next Thursday, 9/29/16, the Midtown Hilton will be swarming with over four thousand real estate professionals including leaders in the industry.  Come here my brief presentation at 4:30 in the Finance Presentations lineup in the Morgan Suite.  Topic: Client Credit Report Errors: Consumer’s Rights under the FCRA in the Real Estate Context.

Read more . . .

Tuesday, September 20, 2016

Should Wells Fargo be forced to pay what it cannot "claw back"?

Should Wells Fargo be forced to pay what it cannot "claw back"? 

Read more here:


Read more . . .

Tuesday, September 20, 2016

Corporate corruption runs very deep


It's a different spin on the system of "checks and balances."

Read more . . .

Friday, September 9, 2016

How the careless errors of credit reporting agencies are ruining people’s lives: Their files are full of obvious mistakes that the companies are in no rush to correct.

From the Washington Post: 

According to the Consumer Financial Protection Bureau, Equifax, Experian and TransUnion, all credit-reporting agencies, are the three most-complained-about companies in America. These companies furnish reports for landlords to examine tenants, for banks to analyze borrowers, for insurance companies to figure out monthly rates and for employers to probe the backgrounds of potential hires — so they wield serious influence over our financial lives and futures.
Read more . . .

Friday, September 9, 2016

Math is Racist and How Big Data Is Coming For You (Wait, It's Already Here)

"Big data" is real and growing. Know your rights under the Fair Credit Reporting Act and related state statutes. 

Read more . . .

Monday, September 5, 2016

What Do Consumer Reports Cover? More than Just "Credit Reports"

What Do Credit Reports Cover?

A great deal of consumer credit and evaluative information is contained in "consumer reports."  These reports -- including but not limited to credit reports -- are covered by the federal Fair Credit Reporting Act (FCRA) as well as by the New York Fair Credit Reporting Act.  Both FCRA statutes give consumers a number of protections regarding the use and accuracy of their data.  Many consumers think that such protections extend only to "typical" credit reports, but in fact there are a broad range of topics that qualify for protection under the FCRA. The statute in 15 U.

Read more . . .

Archived Posts


© 2017 Law Office of Adam G. Singer, PLLC | Disclaimer | Attorney Advertising
60 E. 42nd St., Suite 4600, New York, NY 10165
| Phone: 212.842.2428
254 S. Main St., Suite 516, New City, NY 10956
| Phone: 212.842.2428
445 Hamilton Ave., Suite 1102, White Plains, NY 10601
| Phone: 212.842.2428

About | Practice Areas | FAQ

Law Firm Website Design by
Amicus Creative