U.S. Charges 4 Chinese Military Officers in 2017 Equifax Hack

USSR Flag and Silhouettes

KrebsOnSecurity has long maintained that the 2017 breach at Equifax was not the work of financially-motivated identity thieves, as there has been exactly zero evidence to date that anything close to the size of the data cache stolen from that incident has shown up for sale in the cybercrime underground. However, readers should understand that […]

Statement of Senate Intel Vice Chair Mark R. Warner on Charges Against Chinese Spies for Hacking Equifax

Mark Warner

“That said, the indictment does not detract from the myriad of vulnerabilities and process deficiencies that we saw in Equifax’s systems and response to the hack. A company in the business of collecting and retaining massive amounts of Americans’ sensitive personal information must act with the utmost care – and face any consequences that arise […]

Chinese Hacking Is Alarming. So Are Data Brokers.

Bank Vault with Data Inside

Using the personal data of millions of Americans against their will is certainly alarming. But what’s the difference between the Chinese government stealing all that information and a data broker amassing it legally without user consent and selling it on the open market? Both are predatory practices to invade privacy for insights and strategic leverage. Yes, […]

Justice Department indicts four members of China’s military for Equifax hack

News Anchor discussing Equifax

After the initial breach was announced on September 7, 2017, law enforcement officials and investigators turned their attention to China’s military. This was due in part to the fact that the Equifax data has never been found for sale on underground internet forums that usually involve the trade in this type of data to criminals […]

Tax Identity Theft Awareness Week starts today

1040 Tax Form

It would not surprise me if a victim of tax ID theft would also need to deal with credit theft.  Consumers can check their credit reports regularly for accounts that do not belong to them. https://www.consumer.ftc.gov/blog/2020/02/tax-identity-theft-awareness-week-starts-today?utm_source=govdelivery All this week, the FTC and its partners will host free events to share information about recognizing, avoiding and […]

Man surprised to receive over 50K letters saying same thing


Are computer errors (or even “coding errors”) affecting your credit reports?    Consumers can check their credit reports for free at annualcreditreport.com for free credit reports or purchase your credit reports and scores at myfico.com. https://www.cnn.com/videos/us/2020/02/04/man-receives-thousands-letters-student-loan-company-ots-vpx.hln/video/playlists/atv-trending-videos/

FICO Changes Could Lower Your Credit Score

FICO Sample Score

https://www.wsj.com/articles/fico-changes-could-lower-your-credit-score-11579780800 Changes in how the most widely used credit score in the U.S. is calculated will likely make it harder for many Americans to get loans. Fair Isaac Corp., FICO -1.39% creator of FICO scores, will soon start scoring consumers with rising debt levels and those who fall behind on loan payments more harshly. It will also flag certain […]

COVID-19 Notice

During this state of emergency, access to credit is more important than ever for many consumers.  The Fair Credit Reporting Act enshrines each consumer's right to the accuracy of information reported to and by the credit bureaus.

Consumers now can check their credit reports for free on a weekly basis at annualcreditreport.com or purchase them at sites such as myfico.com.  Consumers should ensure credit reports are accurate -- before needing credit.

Our firm is open and all attorneys and staff are working, albeit remotely for everyone's safety.  If you discover errors on your credit report or background check report, contact us to see if we can help.