Category Archives: Credit Report Errors

Data breaches cause an increase in credit card fraud

Experian says that the biggest component of credit card fraud trends is the fact that 2016 was a record year for data breaches. There were 1,093 breaches, a 40% increase from 2015, according to the Identity Theft Resource Center. Meanwhile, the Federal Trade Commission recently revealed a jump in consumers who reported that their stolen data […]

Credit Reports to Exclude Certain Negative Information, Boosting FICO Scores

Extending Credit

Equifax, Experian and TransUnion recently decided to remove tax-lien and civil-judgment data starting around July 1, according to the Consumer Data Industry Association, a trade group that represents them. The firms will do so if those data don’t include a complete list of at least three data points: a person’s name, address and either a […]

Medical Identity Theft Is your most sensitive information protected in the hands of your health care provider?  How well is it protected? When identity theft takes a toll on your credit report, know your rights under the Fair Credit Reporting Act.  The statute entitles you the “maximum possible accuracy” of the information contained in your credit […]

Credit Reports Of Debtors Off-Limits In Other Than Credit Transaction Judgments Says Rodriguez Court

When collecting judgments, one of the most powerful tools for creditors is running a credit report on the debtor, since the credit report will show where the debtor has applied for credit or opened bank accounts, etc. These creditor reports are usually a gold mine for creditors, since they can lead to loan applications […]

IRS Scam Center Busted — Wall Street Journal

Indian Police Bust IRS ‘Scam Center’ Police say scammers posing as IRS officials would dial people in the U.S. and threaten them with jail time if they didn’t pay up. Read More Check your credit reports for free at If you see any suspicious or erroroneous information, contact the Law Office of Adam G. Singer, […]

My Presentation Next Week at the NYC Real Estate Expo

NYC Real Estate Expo

Next Thursday, 9/29/16, the Midtown Hilton will be swarming with over four thousand real estate professionals including leaders in the industry.  Come here my brief presentation at 4:30 in the Finance Presentations lineup in the Morgan Suite.  Topic: Client Credit Report Errors: Consumer’s Rights under the FCRA in the Real Estate Context.

Corporate corruption runs very deep It’s a different spin on the system of “checks and balances.” Wells Fargo has cut checks to the congressional campaigns of politicians on both sides of the aisle, including some who are questioning CEO John Stumpf on Capitol Hill Tuesday. The Wells Fargo and Company Employee PAC has made donations to 20 of 22 members of […]