Category Archives: News

Data Breaches at Dunkin’ Donuts Continue to Affect Consumer Credit

America runs on…data? If you stopped in at a Dunkin’ Donuts location between 2015 and 2019, there’s a good chance that you paid a hefty price for that cold-brew coffee or glazed kruller. That may be in part because the popular pastry chain was targeted by hackers who gained illicit access to customers’ Dunkin-branded payment […]

Amazon Faced 75,000 Arbitration Demands. Now It Says: Fine, Sue Us

  Forced arbitration being turned on its head.  Hopefully consumers will see the end of forced arbitration sooner than later.   Adam Zimmerman, a professor at Loyola Law School who studies class actions, said Amazon’s move could cause other companies to consider scrapping arbitration. But a wave of change is unlikely, he said, […]

The FTC reached the largest settlement to date in a credit reporting action.

Was this sufficient compensation? The FTC alleged that some Vivint sales representatives used a process known as “white paging,” which involved finding another consumer with the same or a similar name on the White Pages app and using that consumer’s credit history to qualify the prospective unqualified customer. Vivint sales representatives also sometimes asked customers […]

Why everyone should know their FICO credit score

Credit Report Error Lawyer in NYC Checking your credit reports for free at is a good start But to know the score(s) used by most lenders — the FICO score(s) — consumers must look beyond just their free credit reports or even the Vantage scores offered by the credit bureaus.

What to Know About the Facebook Data Leak – The Wall Street Journal. identity theft, more ways for thieves to access credit in another consumer’s name.   Consumers can still get free weekly credit reports from for free credit reports. 

Supreme Court Orders Restructuring of Consumer-Finance Watchdog – The Wall Street Journal

cfpb - Cunsumer Financial Protection Bureau logo The court rejected broader legal arguments that it should strike down the bureau—which was designed to protect consumers from abusive financial-industry practices on products like mortgages, student loans and credit cards—altogether.

How The Economic Machine Works

How the Economic Machine Works “The important part of the economy is credit.”  So explains Ray Dalio in this informative video “How The Economic Machine Works.” Are your credit reports accurate?  Don’t wait until you need more credit to find out. Consumers can obtain their credit reports for free at  Consumers have powerful rights under the federal Fair Credit […]