America runs on…data? If you stopped in at a Dunkin’ Donuts location between 2015 and 2019, there’s a good chance that you paid a hefty price for that cold-brew coffee or glazed kruller. That may be in part because the popular pastry chain was targeted by hackers who gained illicit access to customers’ Dunkin-branded payment […]
Forced arbitration being turned on its head. Hopefully consumers will see the end of forced arbitration sooner than later. https://www.wsj.com/articles/amazon-faced-75-000-arbitration-demands-now-it-says-fine-sue-us-11622547000?mod=hp_lead_pos6 Adam Zimmerman, a professor at Loyola Law School who studies class actions, said Amazon’s move could cause other companies to consider scrapping arbitration. But a wave of change is unlikely, he said, […]
Was this sufficient compensation? The FTC alleged that some Vivint sales representatives used a process known as “white paging,” which involved finding another consumer with the same or a similar name on the White Pages app and using that consumer’s credit history to qualify the prospective unqualified customer. Vivint sales representatives also sometimes asked customers […]
https://www.cnbc.com/select/why-you-should-know-your-fico-credit-score-how-often-to-check/ Checking your credit reports for free at http://annualcreditreport.com/ is a good start But to know the score(s) used by most lenders — the FICO score(s) — consumers must look beyond just their free credit reports or even the Vantage scores offered by the credit bureaus.
https://www.wsj.com/articles/was-my-facebook-data-leaked-what-you-need-to-know-11617751579More identity theft, more ways for thieves to access credit in another consumer’s name. Consumers can still get free weekly credit reports from https://www.annualcreditreport.com/index.action for free credit reports.
Consumers have a lot to do to stay financially healthy. One of those priorities includes knowing what the credit bureaus are reporting. http://www.consumerreports.org/credit-scores-reports/why-the-pandemic-may-be-hurting-your-credit-score/
Hard to think of a better way for a consumer to know what credit report companies are saying about them than checking your credit reports frequently. Visit http://annualcreditreport.com/ for free weekly credit reports during the pandemic. https://www.nytimes.com/2021/02/19/your-money/credit-report-errors.html
https://www.wsj.com/articles/supreme-court-orders-restructuring-of-consumer-financial-protection-bureau-11593441215 The court rejected broader legal arguments that it should strike down the bureau—which was designed to protect consumers from abusive financial-industry practices on products like mortgages, student loans and credit cards—altogether.
https://link.medium.com/zCLWzOure6 Our firm represents ID theft victims to address the credit report fallout. He proposed a bold campaign idea that would put him and his own privacy front and center. His subordinates advised against it, saying it was too risky. But Todd does what Todd intends to do.
https://www.youtube.com/watch?v=PHe0bXAIuk0 “The important part of the economy is credit.” So explains Ray Dalio in this informative video “How The Economic Machine Works.” Are your credit reports accurate? Don’t wait until you need more credit to find out. Consumers can obtain their credit reports for free at annualcreditreport.com. Consumers have powerful rights under the federal Fair Credit […]