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New York Consumer Law Blog

Thursday, August 22, 2019

There are no “quick fixes” to clean up your credit

If you’re trying to clean up your credit, you’ll come across plenty of companies offering an easy fix. But any company promising instant results for a price is likely a scam.

https://www.consumer.ftc.gov/blog/2019/06/there-are-no-quick-fixes-clean-your-credit-0?utm_source=govdelivery

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Archived Posts

Reminder -- free credit reports

Fake emails about fake money from a fake COVID-19 fund
Banks Have No Idea Who’s Creditworthy Anymore - The Wall Street Journal
Supreme Court Orders Restructuring of Consumer-Finance Watchdog - The Wall Street Journal
FBI Warns of Potential Fraud in Antibody Testing for COVID-19

An alarming number of people are complaining about their Citi credit card accounts

"Lifelock’s Marketing Stunt Went Terribly, Laughably Wrong” by Sean Kernan

Weekly Free Credit Reports Available
What Consumers Need to Know About New Credit Reporting Protections re: Mortgage Payments
Dealing With Debt Collectors - The Video Series
How The Economic Machine Works
Major Consumer Protections Announced in Response to COVID-19 *UPDATED WITH CARES ACT*
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Massive ransomware attack hits 99 countries
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House GOP’s Bill to Eliminate Nearly All Class Actions Would Encourage More Ponzi Schemes & Other Corporate Cheating
CFPB Orders TransUnion and Equifax to Pay for Deceiving Consumers in Marketing Credit Scores and Credit Products

How You Could Get $500 Per Call For Those Unwanted Messages Six Years Ago
Beware, mortgage seekers: Random, online ‘credit scores’ are not always reliable
Supervisory Highlights Consumer Reporting Special Edition Issue 14, Winter 2017
Wells Fargo Introduces Cardless ATMs
Sub prime auto loans - Auto lenders can steer vulnerable people into crushing debt
Should you give your kids access to your credit card?
Data breaches cause an increase in credit card fraud

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Held by Maryland’s Highest Court: Midland Funding
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Credit Reports to Exclude Certain Negative Information, Boosting FICO Scores
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CFPB Oversight Uncovers And Corrects Credit Reporting Problems
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