New York Consumer Law Blog

The Federal Communications Commission voted on Thursday to give wireless carriers like Verizon the green light to block Read more . . .

The story of Home Depot is a tale of greed, grift, and civil procedure. It centers on a scheme that involved three companies: Home Depot, Citibank, and Carolina Water Systems Inc. Here’s how it allegedly worked. Representatives from Home Depot or CWS called homeowners and claimed that “contaminants” were found in nearby tap water. They urged homeowners to let them perform a test for “contaminants,” which was really just a test for water hardness; almost all tap water tested positive, even if it was perfectly safe.
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Nearly 12 million U.S. residents may have had their credit cards, Social Security numbers compromised, thanks to a data breach at a medical blll-collection agency. It's likely that names, addresses and dates of birth were also part of the breach.

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https://www.crainsnewyork.
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https://www.bankrate.com/personal-finance/credit/credit-report-mistakes-errors/

The Federal Trade Commission Read more . . .

 https://www.
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A 2017 survey of more than 100,000 renters by the National Multifamily Housing Council, a landlord group, showed 3% of those surveyed paid rent with credit cards and 16% said they would do so if their landlords agreed.

“As rents have gone up, we get more and more emails and phone calls where people would ask us if they could pay their rent over time,” said Tony Diamond, founder of StayTony, which manages upscale apartments in the Los Angeles and Atlanta areas.

The company recently joined with loan vendor Uplift—which made a name for itself financing family vacations—to allow its tenants to finance up to three months of rent over a 12-month period.

StayTony hopes its renter loans will appeal in particular to recent college graduates. Through Uplift, it offers loans up to $16,000 that carry no interest for the first six months and an annual interest rate of 15% to 17% on average after that.

Do your credit reports include unfamiliar accounts or information?  

Learn more here: https://nyconsumerlaw.com/lawyer/Identity-Theft_cp16179.htm

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The new rules would bar collectors from making more than seven attempts a week to reach a debtor by phone. Once they make contact, collectors would have to wait a week before calling again.

The new rules also grant debt collectors a concession they have long wanted: allowing the use of email and text messages to try to reach delinquent borrowers.
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Identity theft protection isn't just for adults anymore. As stories of data breaches and identity theft have become part of the daily news cycle, a recent law enacted by Congress provides increased protection to minors from such attacks. Under Pub. L. 115-175, better known as the Economic Growth, Regulatory Relief, and Consumer Protection Act (the Act), parents and legal guardians now have the ability to implement free credit freezes for children under 16.
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