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Wednesday, December 12, 2018

What you need to know about the Google+ data breach


Google says over 54 million Google+ members had some of their data stolen in November.

Read more . . .


Tuesday, December 11, 2018

How the Cashless Economy Shuts Out the Poor


Lack of credit and the growing exclusions from society.  
 

Read more . . .


Monday, December 10, 2018

Thieves Can Now Nab Your Data in a Few Minutes for a Few Bucks


As investigators work to assess who hacked Marriott International Inc. and the extent of the damage, one place they are hunting is the shadowy digital bazaars where thieves and spies trade stolen personal data.

https://www.


Read more . . .


Thursday, December 6, 2018

Will a lender getting a copy of my credit report affect my score?


Answer:

A single credit inquiry from a lender will have little impact on your credit score.

Credit scoring models also take into account when a consumer is shopping for the best rate on a student loan, auto loan, or mortgage and do not penalize them for this comparison shopping.

For these types of loans, scoring models generally count multiple inquiries as one inquiry if they occur within a reasonably short period of time.

In general, credit inquiries for the same type of loan made within a 14-day period will be treated as no more than a single inquiry.
Read more . . .


Friday, November 30, 2018

Marriott says breach of Starwood guest database compromised info of up to 500 million


Marriott said it determined on Nov. 19 that the information was from its Starwood database.

"The company has not finished identifying duplicate information in the database, but believes it contains information on up to approximately 500 million guests who made a reservation at a Starwood property," the company said in a statement.

For about 327 million of the guests, it added, the information includes some combination of a name, mailing address, phone number, email address, passport number, Starwood Preferred Guest account information, date of birth, gender, arrival and departure information, reservation date, and communication preferences.

There are some customers who may have also had their credit card information taken.
Read more . . .


Wednesday, November 28, 2018

A New Kind of Lender Secretly Tracks Your Car to Make Sure You Pay Up


Debt collection on steroids.  Now in China.  Where next?
So-called auto-backed lenders—which charge annualized interest rates as high as 36%—install tracking devices in cars by hiding them inside bumpers, under seats or behind mirrors to prevent them from being removed by borrowers. When people fail to repay their debts, collectors act quickly to repossess cars, sometimes in the middle of the night, according to people on both sides of the transactions. 

 

Read more . . .


Monday, November 26, 2018

On the Mend: Bill Requiring Delayed Reporting of Veterans’ Medical Debts Seeks to Correct Department of Veterans Affairs Payments Errors


As proposed, the Act requires the Secretary of Veterans Affairs to establish a database – not later than one year after enactment – to allow consumer reporting agencies to verify whether a debt furnished to a consumer reporting agency is veteran’s medical debt. 

https://www.natlawreview.
Read more . . .


Wednesday, November 21, 2018

Rubio, Kennedy Introduce Bill To Protect Small Businesses From Security Breaches


Today, U.S. Senators Marco Rubio (R-FL) and John Kennedy (R-LA) introduced the Read more . . .


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