Legislation

Thursday, April 23, 2020

What Consumers Need to Know About New Credit Reporting Protections re: Mortgage Payments


CARES Act § 4021 provides less than minimal protections regarding credit reporting. From January 31, 2020 until 120 days after the end of the national state of emergency, if a creditor has made an accommodation (such as a forbearance or workout) for a consumer pursuant to the state of emergency, the creditor shall report that account with the same status as prior to the accommodation to a consumer reporting agency, i.e., if an account was current it shall continue to be reported as current, while a delinquent account shall continue be reported as delinquent. The exceptions are (1) the provision does not apply to charged-off accounts and (2) if the account was delinquent and the consumer manages to bring the account current during the period of accommodation, the account shall be reported as current.
Read more . . .


Monday, April 6, 2020

Major Consumer Protections Announced in Response to COVID-19 *UPDATED WITH CARES ACT*


https://library.nclc.org/major-consumer-protections-announced-response-covid-19

This article, which will be updated as developments warrant, lists actions Congress, governors, federal and state agencies, and businesses are taking to protect consumers in light of the COVID-19 epidemic.
Read more . . .


Tuesday, March 31, 2020

Major Consumer Protections Announced in Response to COVID-19


Fair Credit Reporting


Wednesday, March 18, 2020

What Can You Do With Your Gym Membership If the State Shuts Down Facilities in COVID-19 Emergency Order?


I spoke with Newsweek yesterday about how the pandemic is affecting consumers with gym memberships.  We primarily help consumers with credit report errors. Unscrupulous gyms that continue to charge consumers -- even though the gym has been ordered closed -- may need to answer for their reporting inaccurate information to the credit bureaus. 


Here's one section from the article:


Attorney Adam Singer, whose firm advocates on behalf of consumers, said he believes "emphatically" that gyms should not be able to shut down and continue to charge consumers, though they may "probably try to do it anyway.
Read more . . .


Thursday, October 31, 2019

Reed & Van Hollen Introduce the Consumer Credit Control Act


Reed & Van Hollen Introduce the Consumer Credit Control Act

WASHINGTON, DC – In an effort to empower consumers and put Americans in control of their personal information and credit reports, U.S. Senators Jack Reed (D-RI) and Chris Van Hollen (D-MD) today introduced the Consumer Credit Control Act.
Read more . . .


Thursday, October 10, 2019

U.S. House Votes to End Forced Arbitration in Corporate Contracts


FAIR Act would restore consumers’ and workers’ right to seek justice in court when harmed. A Senate vote is next.

Read more . . .


Tuesday, June 25, 2019

How Much Is Your Data Worth to Facebook and Google? A New Senate Bill Aims to Find Out


The credit bureaus should be included.

http://fortune.com/2019/06/24/facebook-google-data-privacy-dashboard-act/
 

The Designing Accounting Safeguards to Help Broaden Oversight And Regulations on Data (DASHBOARD) Act, which was introduced on Monday, takes aim at companies that have more than 100 million monthly active users. The bill would pull back at least part of the curtain on the data collection practices of technology giants Facebook and Google—and potentially Twitter and Read more . . .


Tuesday, June 11, 2019

Your phone carrier can now block robocalls by default


The Federal Communications Commission voted on Thursday to give wireless carriers like Verizon the green light to block Read more . . .


Archived Posts

2020
July
June
May
April
March
February
January
2019
December
November
October
September
August
July
June
May
April
March
February
January
2018
December
November
October
September
August
July
June
May
April
March
February
January
2017
December
November
October
September
August
July
June
May
April
March
February
January
2016

← Newer12 3 4 Older →




© 2020 Law Office of Adam G. Singer, PLLC | Disclaimer | Attorney Advertising
60 E. 42nd St., Suite 4600, New York, NY 10165
| Phone: 212.842.2428
75 Montebello Road, Suffern, NY 10901
| Phone: 212.842.2428
445 Hamilton Ave., Suite 1102, White Plains, NY 10601
| Phone: 212.842.2428

About | Practice Areas | FAQ | Consult Request

Law Firm Website Design by
Amicus Creative