In the Media
I spoke with Newsweek yesterday about how the pandemic is affecting consumers with gym memberships. We primarily help consumers with credit report errors. Unscrupulous gyms that continue to charge consumers — even though the gym has been ordered closed — may need to answer for their reporting inaccurate information to the credit bureaus.
Here’s one section from the article:
Attorney Adam Singer, whose firm advocates on behalf of consumers, said he believes “emphatically” that gyms should not be able to shut down and continue to charge consumers, though they may “probably try to do it anyway.” Singer thinks “consumers should resist that.”
He laid out three options gym members should consider to avoid being charged for services they cannot receive during the effect of emergency orders.
I enjoyed sitting down for a TV interview at the studio for NYC’s own legal news show Today’s Verdict. Topic was credit report errors and how consumers can monitor their reports for free via annualcrediterport.com.
(Also a pleasure meeting and watching the interview of Commissioner Salas of the NYC Department of Consumer Affairs.)
Background check companies sometimes rely on partial information, like a birth year versus a full birth date, resulting in frequent mixups, experts said. “It’s a much harder problem with criminal background reports, because oftentimes there is no date of birth or Social Security number provided,” said Adam G. Singer, a consumer protection lawyer.
“When dealing with public records, often you may just have a first and last name, and possibly an address, and the credit bureaus and background check companies won’t always insist on an exact match,” Singer said.
“Contractor licensing and home remodelling is kind of like the Wild West,” said Adam G. Singer, an attorney specializing in consumer protection with offices in Manhattan, Rockland and Westchester counties.
Signing a Contract
When it comes time to draw up a contract, make sure it stipulates that the contractor must put any advance payments into an escrow account, Mr. Singer said. This is one way to ensure that the contractor doesn’t use your deposit to pay for his next vacation. “If you’re nervous about how the contract should be worded, hire a lawyer to look one over,” Mr. Singer said.